CORPORATE BANKING CREDIT ANALYST
PT Bank CIMB Niaga Tbk
- South Jakarta, IndonesiaSouth Jakarta, DKI Jakarta, IndonesiaSouth JakartaDKI JakartaIndonesiaIndonesia
- Penuh waktuFULL_TIME
Ditutup.
Deskripsi Pekerjaan
Responsible for the quality, structure, analysis, and compliance of the credit proposal for the areas covered by working together with Relationship Managers and Credit Approvers through providing independent financial analysis & industry research:
- Perform financial analysis and industry research to support the RMs in conducting client facing activities
- Perform independent credit monitoring by working closely with RM to ensure that risks have been appropriately identified and mitigated
- Analyst is required to have full understanding of the credit transaction. Adequate knowledge and understanding of the borrower’s credit risk matrix (for e.g. financial performance, industry, credit risk factors, etc) is a must
- Analyst is expected to grasp the quantitative and qualitative details of each borrower’s financial performance (past, current, future), industry key success factors (KSF) and anticipate problem credit early
- Analyst is expected to have a continuing appreciation of intrinsic portfolio risks because certain borrower and industries must be recognized as riskier than others
- Analyst is expected to be thoroughly familiar and consistently compliant with both internal policies as well as banking or other regulations related to his/her area of lending activity
Kualifikasi Minimum
- Min. Bachelor degree in any major (preferable finance, accounting, banking management, and engineering)
- Banking Risk & Regulation level 2
- At minimum 3-5 years of experience as Credit Analyst or Credit Reviewer (preferable in Commercial / Enterprise / Wholesale / Corporate Segment)
- Skills / competencies :
- Advanced credit analysis
- Understanding of regulations related to credit
- Financial Statements Analysis
- Financial Modelling
- Banking Products: lending, funding, Trade Finance, Treasury, Islamic Banking
- English Proficiency
Fasilitas dan Tunjangan
- Special Leave Benefits for Women
- Housing
- Medical / Health Insurance
- Employee Discounts
- Performance Bonus
- Child Care Benefits
- Transportation Allowances
- Maternity & Paternity Leave
- Medical, Prescription, Dental, or Vision Plans
Keahlian yang diperlukan
- Financial Analysis
- Financial Reporting
- Business Analysis
- Financial Statement Analysis
- Financial Modelling
- Accounting
Lisensi dan Sertifikat
- Chartered Financial Analyst (CFA)
Ringkasan Perkerjaan
- Tingkat Posisi
- Mid-Senior Level Manager
- Spesialisasi
- Accounting and Finance
- Persyaratan tingkat pendidikan
- Lulus program Sarjana (S1)
- Respon rekruter ke lamaran
- Always
- Alamat Kantor
- Jl. Jend. Sudirman No.Kav 58, RT.5/RW.3, Senayan, Kec. Kby. Baru, Kota Jakarta Selatan
Tentang PT Bank CIMB Niaga Tbk
CIMB Niaga dengan semangat mengejar mimpi siap menjadi bagian dari perubahan yang terjadi di masyarakat. Bank yang telah berdiri sejak tahun 1955 ini kini menjadi bank swasta terbesar nomor dua di Indonesia. Dengan dukungan 476 jaringan kantor cabang konvensional dan syariah di seluruh Indonesia dan lebih dari 12.000 karyawan siap memberikan layanan perbankan yang lengkap. Memasuki era digital, CIMB Niaga fokus dalam mengembangkan aspek digitalisasi perbankannya, termasuk peluncuran fitur-fitur terbaru dan termutakhir, seperti GoMobile, Rekening Ponsel, hingga Cardless Credit Card. CIMB Niaga juga ingin fokus pada peranan untuk selalu mendukung masyarakat Indonesia dalam berkembang di berbagai aspek dan dalam setiap jenjang kehidupan, serta untuk terus maju dalam mencapai keinginan dan mimpi-mimpinya. #KejarMimpi