Credit Investigator
AsiaLink Finance Corporation
- Bacolod City, PhilippinesBacolod City, Negros Occidental, PhilippinesBacolod CityNegros OccidentalPhilippinesPhilippines
- Full timeFULL_TIME
Expired 2 months ago
2023-10-08T03:15:56.352410+00:00Job closed.
Job Description
- Reviews loan application and requirements of loan applicant
- Validates the information reflected on loan application by conducting interview with loan applicant
- Verifies loan applicant’s personal data, financial data and credit history through trade checking, bank checking, company/employment verification and credit investigation
- Verifies loan applicant’s payment history of previous or existing loan/s with other financing institutions
- Prepares accurate and reliable Credit Approval Memorandum (CAM)
- Endorses the Credit Approval Memorandum to Immediate Superior and Credit Committee for approval
- Informs the loan applicant regarding the status of account or additional document/ requirement to be complied
- Performs other work-related functions that may be assigned from time to time.
Minimum Qualifications
- Preferably with at least six (6) months experience in loan/credit review or related
- Has knowledge in credit analysis, loans/credit operations
- With own motorcycle and valid driver's license
- Willing to do fieldwork
- With strong analytical, judgment and decision-making skills
- Must be innovative and creative in approach to loan/credit review process
- Self-motivated and has the ability to work independently in a fast-paced environment
- Has keen attention to details and has good communication skills
- Should know proper telephone etiquette/has the ability to handle different personalities well
Perks and Benefits
Transportation Allowances
Paid Holidays
Jobs Summary
- Job Level
- Entry Level / Junior, Apprentice
- Job Category
- Accounting and Finance
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Sometimes
- Office Address
- Bacolod City, Western Visayas, Philippines
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About AsiaLink Finance Corporation
Asialink Finance Corporation offers personal, consumer, and business loans and is located in 86 branches nationwide.
We aim to become a key driver of economic growth by providing inclusive financial access. By becoming the most dynamic and trusted lending partner, we enable businesses to grow, and we help individuals achieve their dreams.