Credit Analyst | Bicol

Union Galvasteel Corporation

  • Pili, Philippines
    Pili, Bicol Region, Philippines
    Bicol Region
  • Full time
Posted a month ago and deadline of application is on 8 Nov
Recruiter was hiring 11 hours ago

Credit Analyst | Bicol

Union Galvasteel Corporation

Job Description

This job ensures that:

  • the creditworthiness of customers is independently and effectively established as basis for approval of credit line requests by the authorized company’s officers;
  • the credit lines extended to customers are managed in accordance with approved credit policies of the company; and
  • the approved credit terms and conditions of the customer are strictly implemented and any deviations from it are duly approved by the authorized company’s officers.


  • Analyzes and processes credit line applications of various customers. Regularly gathers relevant information about customers to facilitate the assessment of their sustained capacity to pay;
  • Strictly implements approved credit limit and terms and controls, through Credit Analysis Report, sales orders of customers with documentary deficiencies and irregularities for approvals of authorized company’s officers.
  • Monitors status of each account in terms of overdue, PDC collections and DSO and advises the sales group of credit solutions to improve performance.
  • Reviews wordings of collateral documents and ensures that collateral documents are physically available and legally operative in order to enforce collection;
  • Prepares and sends notice of compliance, collection/demand letters and notice of dishonor to delinquent customers and securely keeps copies of which for future reference;
  • Manages settlement of non-performing or moving accounts; if becomes necessary, facilitates the filing of legal case(s) against delinquent customers and attends to all court proceedings;
  • Performs task and other duties that maybe assigned by his/her immediate supervisor from time to time;

Minimum Qualifications

  • Must be a graduate of any accounting related course
  • 1-2 years experience in Credit is an advantage
  • Strong analytical and planning skills;
  • Good communication and presentation skills;
  • Excellent problem-solving skills;

Jobs Summary

Job level
Fresh Grad / Entry Level
Job category
Accounting and Finance
Educational requirement
Bachelor's degree graduate
Recruiter response to application
Once in a while 
Office Address
Pili, Bicol Region, Philippines
1 opening

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About Union Galvasteel Corporation

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