Credit Review Analyst  

The Credit Review Analyst is responsible for conducting independent loan reviews and reporting policy and underwriting observations/exceptions. The role requires performance of credit analysis in accordance with Credit Manual and pertinent regulations. The role ensures that individual credits are adequately underwritten and properly graded.

Duties and Responsibilities:

• Performs independent comprehensive review of sampled loans and modifications to identify any credit weaknesses, policy or regulatory infringements, servicing deficiencies, or trends.
• Performs reviews on the securities of the sampled loans.
• Evaluates the quality of credit process and credit management
• Performs post mortem review on problem accounts that includes determining the root causes and suggestion for improvement.
• Prepares Credit Process Review Reports and submit to Credit Review Officer/ Credit Risk Management Unit Head for review and RMD Head for approval.
• Proposes appropriate classification and management action/s for reviewed clients/group considering the client’s overall condition at the time of approval and provide an independent, unbiased credit risk classification.

• Graduate of Bachelor Science in Accountancy, Financial Management, or any Business-related course
• At least 2 years work experience related in credit or account review gained from banking or financing industry or its equivalent
• Proficient in credit review, credit evaluation or analysis and/or financial analysis
• Good analytical and technical skills
• Detailed oriented
• Good interpersonal skills; Team player
• Can perform with minimum supervision
• With good communication skills
• Willing to travel