FIFGROUP is an affiliation company of PT. Astra International Tbk which engages in consumer financing. Currently, we serve more than 4 million active customers all across Indonesia. Founded in 1989, FIFGROUP grows excellently over the years. By the end of 2018, FIFGROUP successfully booked total revenue of IDR 9.46 Trillion.  Strengthened with the spirit of TEAM; Teamwork, Excellent, Achieving, and Moving Forward, we continue to expand our business to financial technology and various digital business platforms. We believe, everything we do is dedicated to bring a better life for the community and by doing so, we’ll get closer to our vision to be an admired national industry leader.

FIFGROUP

PT. Astra Welab Digital Arta (AWDA), didirikan pada April 2018, adalah perusahaan ventura bersama antara PT Sedaya Multi Investama yang merupakan anak perusahaan PT Astra International tbk dengan WeLab. AWDA adalah perusahaan fintech (financial technology) yang menggunakan big data dan machine learning untuk memberikan nilai kredit dan persetujuan pinjaman dengan cepat dan berkualitas. AWDA beroperasi di Indonesia berdasarkan Peraturan OJK no 77/POJK.01/2016 tentang layanan pinjam meminjam uang berbasis teknologi informasi.

AWDA berkolaborasi dengan perusahaan teknologi besar, WeLab yang merupakan salah satu perusahaan fintech terbesar di Hong Kong dan Tiongkok. AWDA memiliki cita-cita untuk berkontribusi dalam memperluas literasi dan inklusi keuangan di Indonesia, dengan memberikan kesempatan bagi konsumen di Indonesia untuk mewujudkan mimpinya melalui kredit yang mudah di jangkau. AWDA menjalin kerjasama strategis dengan lembaga keuangan untuk dapat memberikan pinjaman tunai tanpa agunan yang fleksibel kepada pelanggan.

PT. Astra Welab Digital Arta

<ul>
	<li>Menganalisa kebutuhan dana dan merencanakan strategi pendanaan tahunan</li>
	<li>Menganalisa calon funder dan mempersiapkan proses mekanisme maupun sistem yang dibutuhkan untuk proses pendanaan</li>
	<li>Melakukan koordinasi dan persiapan data untuk proses uji tuntas (due diligence) serta penyelesaian proses perjanjian kerjasama dengan funder dan/atau partner</li>
	<li>Menganalisa proyeksi ketersediaan dan kecukupan dana serta manajemen resiko jika diperlukan penyesuaian kebutuhan dana secara berkala.</li>
	<li>Melakukan koordinasi permintaan dan pengembalian dana kepada funder</li>
	<li>Melakukan rekonsiliasi dan menyusun laporan bulanan untuk setiap funder</li>
	<li>Melakukan evaluasi atas kesesuaian aspek bisnis yang telah disepakati dalam perjanjian dengan funder dan/atau partner</li>
</ul>

Joint Finance Specialist

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Membuat rekonsiliasi AR, UE</li>
	<li>
	Membuat rekonsiliasi Advance Collection (titipan angsuran konsumen)
	</li>
	<li>
	Melakukan pengecekan jurnal gagal karena system dan pembuatan perbaikan jurnal harian
	</li>
	<li>
	Melakukan rekonsiliasi Controlling Account
	</li>
	<li>
	Melakukan pengecekan pengajuan tutup account untuk konsumen lelang yang akan dikreditkan kembali ke BCA Finance
	</li>
</ul>

Non Loan Staff

Professional Development Program (PDP) Business Collection adalah suatu program management trainee yang akan mempelajari sisi penyelamatan aset BCA Finance &amp; solusi pada konsumen, sehingga dapat membantu mendorong kinerja perusahaan BCA Finance. Dalam program ini, Anda harus siap menjalani ikatan dinas selama 30 bulan dan penempatan di cabang BCA Finance seluruh Indonesia.

Professional Development Program Business Collection

Astra Credit Companies (ACC) is a leading financial company in Indonesia since 1982. ACC was known as PT Raharja Sedaya, which transformed into PT Astra Sedaya Finance in 1990. In 1994, we proudly presented our brand as ACC.

As a part of Astra International, ACC fully commits to provide credit for a better living in 76 retail branches and 1 fleet outlet located on 58 cities in Indonesia. ACC currently has 5 business pillars : New Car Financing, Used Car Financing, Fleet Financing, Syariah Financing, and Multipurpose Financing. Moreover, ACC also supports more than 14,600 automobile dealers and cooperates with more than 76,000 payment points across the nation.

Astra Credit Companies (ACC)

<ol>
	<li>
	Fresh Graduates, memiliki pengalaman magang atau kerja di KAP lebih disukai
	</li>
	<li>
	Memiliki kemampuan analisa yang baik dan kemampuan dalam mengolah data di Excel dengan baik
	</li>
	<li>
	Memiliki basic knowledge di bidang teknik informatika
	</li>
	<li>
	Bersedia melakukan perjalanan dinas keluar kota untuk melakukan audit lapangan
	</li>
	<li>
	Wajib mendaftar melalui web career ACC di bit. ly/auditorACC atau cari posisi Auditor. Lamaran akan diproses melalui web career ACC.
	</li>
	<li>
	Setelah mendaftar, Anda diwajibkan mengerjakan Self Exploration &amp; Discovery Test A dan B pada Dashboard Profil di web career ACC
	</li>
</ol>

Auditor Head Office

<ul>
	<li>Prepare and create tax reporting</li>
	<li>Calculation of corporate income tax</li>
	<li>Able to manage and understand financial reports</li>
	<li>Manage and understand taxation related to transaction flow</li>
	<li>Recap Input and Output Tax Invoice</li>
	<li>Reporting monthly PPh and VAT tax returns</li>
	<li>Manage and understand tax matters</li>
</ul>

Tax Officer

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

The Objective of the Position

Execute and develop Risk Management operation &amp; service activities to support insurance closure processes, provide added value services, and enhance customer risk awareness.

The Primary Responsibilities

<ul>
	<li>Conduct preparation and implementation of insurance object surveys, generate survey reports, and provide information for the acceptance process of insurance objects. </li>
	<li>Conduct risk assessments and offer advice on relevant standards, regulations, and rules to clients.</li>
	<li>Prepare consultation reports on Risk Management.</li>
	<li>Develop guidelines and methods for Risk Survey to align with business needs.</li>
</ul>

Presentation Skills

Problem Sensitivity

Attention to Detail

Problem Solving

Technical Skills

Critical Thinking

Risk Engineer_Civil Engineer_Chemical Engineer

Home Credit is a multinational tech-based financial services company. We exist in 9 countries around the world. Our vision is to bring to market financial products that improve the life and lifestyles of our customers. From financing, protection, PayLater, to e-money – we got them covered! Our presence can be found both online and offline. 
 
We responsibly deliver trusted financial services that customers and business partners access via their channel of choice. We continually meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world. 

Everyone at Home Credit Indonesia is not afraid of new challenges. Our passion is not only to create new innovations, but we also hold a strong courage and continue to seek chances to turn our innovative visions into reality. More than our 6.000 employees embrace these values to ensure our success in building a better today and a brighter tomorrow. 

Home Credit Indonesia

This job responsibilities will covers:

- Driving and leading an effective implementation of risk management and regulations of KYC AML CFT compliance across the Company.

- Ensuring proper monitoring process are applied to ensure compliance over Internal Policy &amp; Procedure and relevant Risk Management and KYC AML regulations.

- Acting as the Subject Matters Expert in managing risk management governance and KYC AML implementation through active communication and collaboration with all functions/departments.

- Developing, improving, and maintaining a good quality and utilization of KYC AML CFT Tools aligned with regulatory requirements.

- Delivering accurate, timely, and good quality of regular reports (both internal and external reports), as required Stakeholders and Regulator.

Microsoft / MS Office

Risk Management & Compliance Asst. Manager

We are looking for Talents with:

<ul>
	<li>At least has 5-7 years working experiences</li>
	<li>Preferably in the same industries (Banking or Financial Institutions) in credit risk management function; or</li>
	<li>in Big Four Public Accounting Firm with Bank or Financial Institution clients portfolio and experience in performing credit/loan review,</li>
	<li>Proven knowledge of auditing standards and laws, procedures, rules and regulations</li>
	<li>Having experience in developing end to end inhouse regulations, rules and SOP will be an advantage</li>
	<li>Good skill and familiar using big data &amp; analytics tools eg. SQL &amp; Phyton</li>
	<li>Good communication (also in English), presentation skill, collaboration</li>
	<li>Comfortable in fast paced, agile and dynamic environment.</li>
</ul>

Internal Audit

Internal Audit Credit Review Manager

Deskripsi Pekerjaan: 
Melakukan pemeriksaan audit di segenap kegiatan operasional cabang BCA Finance secara nasional untuk membantu manajemen dalam mengidentifikasi risiko yang berpotensi menghalangi tercapainya tujuan perusahaan melalui evaluasi risk management dan internal control structure serta mengevaluasi efektivitas kegiatan dan penggunaan sumber daya, termasuk mencegah penyimpangan / kesalahan, ketidakpatuhan, dan fraud.

Audit Staff BCA Finance

Recovery Officer Program BCA Finance merupakan program pengembangan bagi para calon karyawan yang akan di berikan pembelajaran dan pelatihan secara komprehensif dalam Recovery Division, yaitu divisi yang menangani konsumen yang pembayarannya melewati batas waktu tempo yang telah ditetapkan (lebih dari 150 hari)

 

Program ini akan berlangsung sekitar 5-6 bulan dengan ikatan dinas selama 1 tahun yang dimana programnya akan dibagi menjadi Training in Class, OJT di Account Solution &amp; Recovery, Ujian dan Penempatan.

Recovery Officer Program BCA Finance

As a part of Astra Universe, especially Astra Financial, we are a financing company who delivers comprehensive financial solutions for our customers. We have been established since 25 August 1983, and have been broadening our business portfolio from mainly heavy equipment to the other kind of segments through the years.  

As a company that focus on sustaining the growth, we are always open to develop our business to face the continuous changes in the VUCA era. We also have FAST, FINE, and FUN as our values and manifests them in doing our works and facing all the challenges.

Let's join our Fun, Friendly, and Continuous Growth journey! :)

Surya Artha Nusantara Finance

1. Managing data infrastructure dan security in a company include data warehouse, data management, and data pipeline 
2. Define and execute process to monitor data governance policies and procedures to ensure data integrity and privacy, establish consistent data definitions, and monitor overall data quality for assigned data entities 
3. Prepare and standardize data for any inquiries from regulator and other stakeholders, also involve in integration project 
4. Perform data analysis for generating reports dan management dashboard on periodic basis through tableau

MIS Analyst

Our Journey

Bank BTPN was established in 1958 to handle the pensions of retired military personnel. In February 2019, PT Bank Tabungan Pensiunan Nasional Tbk (“BTPN”), an equity-method affiliate of Sumitomo Mitsui Banking Corporation, merged with PT Bank Sumitomo Mitsui Indonesia (“SMBCI”), a local subsidiary of Sumitomo Mitsui Banking Corporation, to create PT Bank BTPN Tbk (“Bank BTPN”). Bank BTPN plays an important role in realizing SMBC Group’s Asia-centric strategy as a full-line commercial bank that offers a comprehensive range of banking services in both the wholesale and retail sectors.

Bank BTPN is now a universal bank which serves the mass market segment, the consuming class segment, as well as the corporate segment. On the mass market segment, we have BTPN Mitra Usaha Rakyat that focus on micro businesses, and BTPN Mitra Bisnis that focus on serving small and medium enterprises. For the consuming class segment, we have varieties of services including; BTPN Retail Lending Business that focus on serving retirees, BTPN Sinaya that focus on wealth management business, as well as digital banking service through BTPN Wow!, a financial inclusiveness service focusing on the unbanked segment, and Jenius, one of the pioneers of life finance and digital banking solutions in Indonesia. As for the corporate segment, we have the corporate banking business which focuses on serving national, multinational and Japanese companies.

The merger of BTPN and SMBCI to form Bank BTPN represents a unique and an ideal combination of two complementary banks. With its new vision to be Indonesia’s most preferred bank which makes a meaningful difference in the lives of millions powered by digital technology, Bank BTPN is a bigger and stronger bank that contributes more to Indonesia's economy. Bank BTPN believes that we will be able to unlock the opportunities that generate more valuable customer solutions across businesses.

Life at Bank BTPN

Bank BTPN is a big family of creative, intelligent, and passionate challengers whose goal is to keep on growing while creating positive differences for the communities. Fully armed with state-of-the-art digital technology and world experiences. Aiming to provide the best banking services to our customers, we realize that the first thing we have to do is to make sure that our squads are happy and content!

Giving Back

Through "Daya", Bank BTPN provides a sustainable and measurable empowerment program for our customers. Daya program regularly gives education, training and information sharing to improve our customers' entrepreneurial capability, widening the option to grow their businesses and providing the opportunity to live a better life; through Health & Wellness program, as well as Community Empowerment program. Like the two inseparable sides of a coin, the empowerment program is an integrated element in our business model. Actually daya now has 4 pillars – but for this write up let’s just leave it as is.

Our Culture

Bank BTPN is the place where our squads can aspire to be the best version of themselves by learning through various roles, and having broader responsibilities during their journey. Empowering our people with a supportive culture and comfortable working environment, has proven to boost our professional and personal growth. Bringing down the barrier between leaders and squad members creates many opportunities to discuss ideas, receive constructive feedback, and find solutions. Bonds between squads is also one of the powerful keys to create impactful collaboration in getting the task done. It helps us create an agile workforce to compete and stay on top in today's banking ecosystem.

Our office set up is designed to stimulate creativity and provide spaces for people to connect easier. You could sometimes find us playing billiards, ranking matches on large TVs', or having a karaoke session after office hours. Yes, we have all the facilities to let our steam out after a long hour of work.

Opting for a community or club activities? We also have an array of exciting and fun internal clubs! Through BTPN Club, our people can choose to join sport clubs like yoga, badminton, and futsal, or even a community club through gaming and parenting club! We believe, through community and club activities, our squad can get the vitamin they need to stay creative and passionate in their daily lives.

Hungry for more knowledge or interested in learning new skills? Aside from the fact that our people can discuss and share ideas with their peers or mentors through conventional or digital means, we also have more than enough classes and courses for self-development and keeping the mind active.

Adaptive to change
 
Decades of experience has taught us that adapting to changes is necessary to stay on top. Therefore, we embrace the new way of working, where we value the diverse and uniqueness of our squads. Flexible working attire, as well as working location and remote collaboration, has been a part of our policies now. Our way of working, supported by digital collaboration platform, has allowed our squads to be productive while remaining connected, thus able to give the best services to our customers!
 
Even the ever-changing challenges of the banking industries cannot stop us from moving forward and bring significant changes in the life of millions.
 


PT Bank BTPN Tbk

Responsible for the process of implementing fixed asset depreciation, amortization of prepaid expenses (BDD), settlement of miscellaneous assets (RRA), coordination of physical tagging, coordination of stock taking of fixed assets, asset insurance, write-off process, asset transfer, and sale of bank assets according to procedures and provisions.

Fixed Asset Management Manager

What’s it like working at Kitabisa?

About us

Kitabisa is a digital fundraising and donation platform connecting millions of kindness in Indonesia. Initiated in 2013 as a social movement, we continuously grow and collaborate with many companies, government bodies, non-profit organizations, hospitals, and public figures to harness the power of the masses in tackling social issues. Thus far, millions of #orangbaik have joined to scale up the impacts in helping other people in need. Through technology, we strive to build the largest community of people helping and protecting each other.

What we value

In Kitabisa, we are not just working, but working with a purpose. Connecting kindness, scaling it up, and creating direct impacts on other people’s lives make our work feels meaningful. In our day-to-day work, we always hold on to Berani, Berbuat, Baik principles. Berani, we do the rights even if no one is looking, tell the truth, and respect others’ differences. Berbuat, we believe words mean nothing when no action is taken. We call ourselves ‘doers’ as we are biased towards action and value progress over perfection. Baik is the foundation of every act and the work we do. Being kind to ourselves, to the people we work with, and for sure, to the people in need. If you have the same values and would like to create a real difference in other people’s lives, we would love to hear from you.

Kitabisa

<ul>
	<li>Lead the implementation of comprehensive risk management strategies to identify, assess, and mitigate potential risks across operational areas.</li>
	<li>Develop and enforce compliance measures to ensure adherence to regulatory requirements and industry standards.</li>
	<li>Conduct thorough insurance and industry financial analyses to inform strategic decision-making processes.</li>
	<li>Drive insurance product development initiatives, conceptualizing and creating innovative offerings that address evolving customer needs and market demands.</li>
	<li>Collaborate with cross-functional teams to design and launch tailored insurance solutions aligned with strategic objectives and revenue targets.</li>
	<li>Spearhead company-wide strategic and financial planning efforts, including scenario modeling, performance evaluations, and resource allocation.</li>
	<li>Provide strategic guidance and recommendations to senior leadership to navigate complex business challenges and capitalize on growth opportunities.</li>
</ul>

Strategic Planning & Risk Management

Responsible for the process of implementing write-offs, coordinating auctions, printing and sending barcode labels according to the specified period, monitoring and implementing stock taking of Fixed Assets &amp; Inventory according to applicable regulations.

Fixed Asset Control Lead

Suatu program management trainee yang spesifik dan intensif bagi yang berminat berkarir di seluruh divisi (terkhusus Support Function) di BCA Finance. Program ini akan mempelajari seluruh unit dan proses bisnis di BCA Finance. Dalam program ini, Anda harus siap menjalani ikatan dinas selama 30 bulan dan penempatan di BCA Finance Kantor Pusat.

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