FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies ecommerce buyers for instant ecommerce purchase financing at rates which are much lower than consumer finance companies.  We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

FinAccel is founded by an experienced and well rounded team: Akshay Garg (cofounder Komli Media), Umang Rustagi (McKinsey financial services) and Alie Tan (PicStory and Affle). The company is backed by some of the biggest investors in the region: Jungle Ventures, GMO, AlphaJWC and 500 Startups. The company has a flat, egalitarian structure, no politics, no BS; people who are problem solvers and execute fast will thrive here.

FinAccel is not for everyone. People who do well here tend to have a few qualities in common:
- Intelligent
- Intellectually curious
- High ownership over their work
- Strong communicators
- Biased for speed
- Team players
- Excited by an all-in work culture
- Motivated by building innovative products

We provide employees with a work environment which is:
- learning and execution oriented without any politics or excessive managerial overhead,
- where taking initiative is highly valued,
- where making mistakes is encouraged as long as you keep learning from them,
- one of the best compensation structures in the startup world (everyone is a shareholder in the company).

If you feel this is you, then we'd love to hear from you.

FinAccel

Product Manager - Risk will be assigned to the Risk Team that is responsible for growing our registration rates by building, testing, and optimizing features that make it easy for every visitor to sign up for a Kredivo account and any other of FinAccel's products. The shortlisted candidates will be the ones that can connect the dots between individual stakeholder needs to craft our product strategy.

Job Responsibility:

<ul>
	<li>Build and improve products that help employees at Kredivo do their best work</li>
	<li>Build relationships with departments across Kredivo including operations, finance, sales and marketing</li>
	<li>Set the product strategy, prioritize features, build consensus, and coordinate product schedules with a team of engineers and designers to ship high-quality experiences to internal Kredivo teams.</li>
	<li>Drive data-informed decisions by integrating user research, data analysis, and stakeholder feedback into product requirements, ensuring products satisfy user needs.</li>
	<li>Lead exploratory investigations to identify opportunities with new teams and develop hypotheses into concrete projects.</li>
</ul>

Product Manager

What’s it like working at Kitabisa?

About us

Kitabisa is a digital fundraising and donation platform connecting millions of kindness in Indonesia. Initiated in 2013 as a social movement, we continuously grow and collaborate with many companies, government bodies, non-profit organizations, hospitals, and public figures to harness the power of the masses in tackling social issues. Thus far, millions of #orangbaik have joined to scale up the impacts in helping other people in need. Through technology, we strive to build the largest community of people helping and protecting each other.

What we value

In Kitabisa, we are not just working, but working with a purpose. Connecting kindness, scaling it up, and creating direct impacts on other people’s lives make our work feels meaningful. In our day-to-day work, we always hold on to Berani, Berbuat, Baik principles. Berani, we do the rights even if no one is looking, tell the truth, and respect others’ differences. Berbuat, we believe words mean nothing when no action is taken. We call ourselves ‘doers’ as we are biased towards action and value progress over perfection. Baik is the foundation of every act and the work we do. Being kind to ourselves, to the people we work with, and for sure, to the people in need. If you have the same values and would like to create a real difference in other people’s lives, we would love to hear from you.

Kitabisa

<ul>
	<li>Plan, initiate, and manage projects, ensuring they are completed on time.</li>
	<li>Define project objectives, scope, and deliverables.</li>
	<li>Develop detailed project plans, including timelines, resource allocation, and budgets.</li>
	<li>Coordinate and collaborate with cross-functional teams, stakeholders, and vendors.</li>
	<li>Monitor project progress and performance, and make necessary adjustments to ensure successful project completion.</li>
	<li>Identify, assess, and manage risks, and develop contingency plans as needed.</li>
	<li>Conduct research to gather necessary project information and insights.</li>
	<li>Analyze project data and performance metrics to evaluate project success and identify areas for improvement.</li>
	<li>Prepare and present project status reports to stakeholders and management.</li>
	<li>Ensure compliance with company policies, procedures, and quality standards.</li>
</ul>

Business Project Manager

Our Journey

Bank BTPN was established in 1958 to handle the pensions of retired military personnel. In February 2019, PT Bank Tabungan Pensiunan Nasional Tbk (“BTPN”), an equity-method affiliate of Sumitomo Mitsui Banking Corporation, merged with PT Bank Sumitomo Mitsui Indonesia (“SMBCI”), a local subsidiary of Sumitomo Mitsui Banking Corporation, to create PT Bank BTPN Tbk (“Bank BTPN”). Bank BTPN plays an important role in realizing SMBC Group’s Asia-centric strategy as a full-line commercial bank that offers a comprehensive range of banking services in both the wholesale and retail sectors.

Bank BTPN is now a universal bank which serves the mass market segment, the consuming class segment, as well as the corporate segment. On the mass market segment, we have BTPN Mitra Usaha Rakyat that focus on micro businesses, and BTPN Mitra Bisnis that focus on serving small and medium enterprises. For the consuming class segment, we have varieties of services including; BTPN Retail Lending Business that focus on serving retirees, BTPN Sinaya that focus on wealth management business, as well as digital banking service through BTPN Wow!, a financial inclusiveness service focusing on the unbanked segment, and Jenius, one of the pioneers of life finance and digital banking solutions in Indonesia. As for the corporate segment, we have the corporate banking business which focuses on serving national, multinational and Japanese companies.

The merger of BTPN and SMBCI to form Bank BTPN represents a unique and an ideal combination of two complementary banks. With its new vision to be Indonesia’s most preferred bank which makes a meaningful difference in the lives of millions powered by digital technology, Bank BTPN is a bigger and stronger bank that contributes more to Indonesia's economy. Bank BTPN believes that we will be able to unlock the opportunities that generate more valuable customer solutions across businesses.

Life at Bank BTPN

Bank BTPN is a big family of creative, intelligent, and passionate challengers whose goal is to keep on growing while creating positive differences for the communities. Fully armed with state-of-the-art digital technology and world experiences. Aiming to provide the best banking services to our customers, we realize that the first thing we have to do is to make sure that our squads are happy and content!

Giving Back

Through "Daya", Bank BTPN provides a sustainable and measurable empowerment program for our customers. Daya program regularly gives education, training and information sharing to improve our customers' entrepreneurial capability, widening the option to grow their businesses and providing the opportunity to live a better life; through Health & Wellness program, as well as Community Empowerment program. Like the two inseparable sides of a coin, the empowerment program is an integrated element in our business model. Actually daya now has 4 pillars – but for this write up let’s just leave it as is.

Our Culture

Bank BTPN is the place where our squads can aspire to be the best version of themselves by learning through various roles, and having broader responsibilities during their journey. Empowering our people with a supportive culture and comfortable working environment, has proven to boost our professional and personal growth. Bringing down the barrier between leaders and squad members creates many opportunities to discuss ideas, receive constructive feedback, and find solutions. Bonds between squads is also one of the powerful keys to create impactful collaboration in getting the task done. It helps us create an agile workforce to compete and stay on top in today's banking ecosystem.

Our office set up is designed to stimulate creativity and provide spaces for people to connect easier. You could sometimes find us playing billiards, ranking matches on large TVs', or having a karaoke session after office hours. Yes, we have all the facilities to let our steam out after a long hour of work.

Opting for a community or club activities? We also have an array of exciting and fun internal clubs! Through BTPN Club, our people can choose to join sport clubs like yoga, badminton, and futsal, or even a community club through gaming and parenting club! We believe, through community and club activities, our squad can get the vitamin they need to stay creative and passionate in their daily lives.

Hungry for more knowledge or interested in learning new skills? Aside from the fact that our people can discuss and share ideas with their peers or mentors through conventional or digital means, we also have more than enough classes and courses for self-development and keeping the mind active.

Adaptive to change
 
Decades of experience has taught us that adapting to changes is necessary to stay on top. Therefore, we embrace the new way of working, where we value the diverse and uniqueness of our squads. Flexible working attire, as well as working location and remote collaboration, has been a part of our policies now. Our way of working, supported by digital collaboration platform, has allowed our squads to be productive while remaining connected, thus able to give the best services to our customers!
 
Even the ever-changing challenges of the banking industries cannot stop us from moving forward and bring significant changes in the life of millions.
 


PT Bank BTPN Tbk

Responsible for the bankwide procurement process of goods and/or services required to support bank operations.

Manage and coordinate the tender/bidding process for the procurement of goods and/or services according to the SLA and applicable provisions to get the best support from vendors in terms of price, delivery coverage, terms of payment, after-sales service (warranty), and other agreement components by negotiating, clarification, benchmarking/comparation, feasibility, and conducting needs analysis and good work results.

Sourcing Management Manager

<ul>
	<li class="text-justify">Carry out managerial functions, both financial and non-financial, in a responsible branch and ensure the implementation of operational and service processes in the branch in accordance with applicable provisions and procedures, including handling customer complaints or problems related to the branch.</li>
	<li class="text-justify">SLAs: fulfillment of transaction service levels based on agreed service standards and service times.</li>
	<li class="text-justify">Compliance: Ensure all operational activities in the branch comply with applicable policies and procedures.</li>
	<li class="text-justify">Maintain and ensure the readiness of facilities and infrastructure in the branch, and implement a neat and clean culture.</li>
	<li class="text-justify">Helping branch business growth by achieving sales targets set for the operations team</li>
</ul>

Branch Service Manager

<ul>
	<li>Managing and mentoring people, monitor sub-ordinates performance</li>
	<li>Lead and execute software development tasks (solution design, building unit test, code development – design pattern) for delivery of new features or enhancement of Digital Banking systems</li>
	<li>Ensuring software designs in compliance with specifications, writing well-designed, and efficient code</li>
	<li>Ensuring key projects and engineering tasks are fulfilled</li>
	<li>Solving any engineering issue in a project</li>
	<li>Research and develop new design, process, and technology, overseeing the successful implementation</li>
</ul>

Digital Banking Engineering Manager

Founded in 2003, Mitramas Infosys Global (MIG) is a technology solutions and IT services provider based in Jakarta.  Specializes in the financial services industry, MIG operates up to 20 service points across major islands in Indonesia,  offering a wide variety of essential hardware and software solutions from Core Banking Systems, PC, ATM to business process applications and analytics serving both Government body, State-Owned Enterprise, as well as Private Owned companies.

Driven by the spirit of delivering top-notch and high-efficiency services to clients, MIG has since evolved to provide IT on-site assistance, enabling companies achieving its digital aspiration goals via top selected talents in software developments, and data analytics spaces to complement its existing hardware and software solutions.  

This place offers vast opportunities for young talents to grow and to get exposures across extensive applications of technology in the real-world industries. To top it off, we also provide on-the-job learning opportunities prior to job allocation, allowing our talents to gain a competitive advantage as part of our commitments to serve our clients excellent services.

Mitramas Infosys Global

Here in Mitramas Infosys Global, you will be exposed to work on software across a diverse platform of technologies as well as a variety of industries within our portfolios. We are looking for talents with high tenacity in solving problems, exceptional passion for technologies, and a great willingness to learn and adapt to ever-changing environments to join our team.

<h1>You are expected to be able to:</h1>

<ul>
	<li>Assisting Business Development Manager in product development ideation, conceptualization to implementation.</li>
	<li>Work in all teams of product discovery (user interviews/shadowing, design workshops. whiteboarding, mocks/wireframes, and user testing).</li>
	<li>Create requirements, business/system flow diagrams, and other documentation to support project deliverables.</li>
	<li>Contributes to the standard product development plan.</li>
</ul>

Associate Product Manager

Melakukan proses akuisisi nasabah baru untuk produk funding / wealth, cross selling / top up nasabah existing serta melakukan proses maintenance terhadap nasabah existing sehingga tercapai target pertumbuhan nasabah dan pertumbuhan volume portofolio dengan memberikan layanan transaksi sesuai dengan standar dan prosedur yang berlaku.

Relationship Manager Wealth Management Business

Responsible for the process of implementing fixed asset depreciation, amortization of prepaid expenses (BDD), settlement of miscellaneous assets (RRA), coordination of physical tagging, coordination of stock taking of fixed assets, asset insurance, write-off process, asset transfer, and sale of bank assets according to procedures and provisions.

Fixed Asset Management Manager

Home Credit is a multinational tech-based financial services company. We exist in 9 countries around the world. Our vision is to bring to market financial products that improve the life and lifestyles of our customers. From financing, protection, PayLater, to e-money – we got them covered! Our presence can be found both online and offline. 
 
We responsibly deliver trusted financial services that customers and business partners access via their channel of choice. We continually meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world. 

Everyone at Home Credit Indonesia is not afraid of new challenges. Our passion is not only to create new innovations, but we also hold a strong courage and continue to seek chances to turn our innovative visions into reality. More than our 6.000 employees embrace these values to ensure our success in building a better today and a brighter tomorrow. 

Home Credit Indonesia

We are looking for Talents with:

<ul>
	<li>At least has 5-7 years working experiences</li>
	<li>Preferably in the same industries (Banking or Financial Institutions) in credit risk management function; or</li>
	<li>in Big Four Public Accounting Firm with Bank or Financial Institution clients portfolio and experience in performing credit/loan review,</li>
	<li>Proven knowledge of auditing standards and laws, procedures, rules and regulations</li>
	<li>Having experience in developing end to end inhouse regulations, rules and SOP will be an advantage</li>
	<li>Good skill and familiar using big data &amp; analytics tools eg. SQL &amp; Phyton</li>
	<li>Good communication (also in English), presentation skill, collaboration</li>
	<li>Comfortable in fast paced, agile and dynamic environment.</li>
</ul>

Internal Audit Credit Review Manager

This job responsibilities will covers:

- Driving and leading an effective implementation of risk management and regulations of KYC AML CFT compliance across the Company.

- Ensuring proper monitoring process are applied to ensure compliance over Internal Policy &amp; Procedure and relevant Risk Management and KYC AML regulations.

- Acting as the Subject Matters Expert in managing risk management governance and KYC AML implementation through active communication and collaboration with all functions/departments.

- Developing, improving, and maintaining a good quality and utilization of KYC AML CFT Tools aligned with regulatory requirements.

- Delivering accurate, timely, and good quality of regular reports (both internal and external reports), as required Stakeholders and Regulator.

Risk Management & Compliance Asst. Manager

<ul>
	<li>Lead the implementation of comprehensive risk management strategies to identify, assess, and mitigate potential risks across operational areas.</li>
	<li>Develop and enforce compliance measures to ensure adherence to regulatory requirements and industry standards.</li>
	<li>Conduct thorough insurance and industry financial analyses to inform strategic decision-making processes.</li>
	<li>Drive insurance product development initiatives, conceptualizing and creating innovative offerings that address evolving customer needs and market demands.</li>
	<li>Collaborate with cross-functional teams to design and launch tailored insurance solutions aligned with strategic objectives and revenue targets.</li>
	<li>Spearhead company-wide strategic and financial planning efforts, including scenario modeling, performance evaluations, and resource allocation.</li>
	<li>Provide strategic guidance and recommendations to senior leadership to navigate complex business challenges and capitalize on growth opportunities.</li>
</ul>

Strategic Planning & Risk Management

PT. DANS MULTI PRO sebuah perusahaan Teknologi Informasi (Information Technology), saat ini kami mengkhususkan diri sebagai sebuah perusahaan penyedia solusi layanan TI di semua sektor industri. Solusi layanan TI yang kami hasilkan akan membantu perusahaan dalam menganalisa implikasi bisnis, biaya, dan peraturan yang ada untuk menghasilkan suatu roadmap teknologi yang digunakan oleh perusahaan tersebut.

Pengalaman kami menunjukkan bahwa dengan menyediakan lingkungan kerja yang nyaman dan menantang bagi para pegawai kami, berbagai inovasi akan muncul untuk menghasilkan suatu produk yang berkualitas. Tangan tangan karyawan profesional kami terus menghasilkan inovasi untuk memenuhi kepuasan pelanggan

Selain memiliki tim profesional untuk membantu pelanggan, kami pun membangun aliansi strategis dengan sejumlah partner teknologi nasional, regional, maupun global untuk memperkuat penawaran solusi kami.

Dans Multi Pro

<ul>
	<li>Conduct business and user requirement analysis.</li>
	<li>Investigate, evaluate and report alternative solutions to business needs and recommend the preferred solution.</li>
	<li>Write Functional Specification Doc (FSD), design Database Schema, create flowchart, business process flow diagram, application's UI mockup, design reports and testing scenario.</li>
	<li>Coordinate with business users and programmer team in software development project.</li>
	<li>Communicate with business users, explain the impact of any change and train them in the use of new applications.</li>
	<li>Test applications based on testing scenario.</li>
</ul>

Learning Management System LMS

Analyzing Data

Information Analysis

JIRA

Leadership skills

Communication Skills

Business Analyst

<ul>
	<li>Diagnose and address database performance issues using performance monitors and various tuning techniques.</li>
	<li>Configure and maintain database high availability.</li>
	<li>Hands-on maintenance and administration of Linux based systems.</li>
	<li>Apply data modeling techniques to ensure development and implementation support efforts meet integration and performance expectations</li>
	<li>Independently analyze, solve, and correct issues in real time, providing problem resolution end-to-end.</li>
	<li>Perform scheduled maintenance and support release deployment activities.</li>
</ul>

MongoDB DBA

<ul>
	<li>Act as key project team members charged with the analysis of user and technical requirements, specifications development, solution design and development, and in some environments may consult on testing and deployment processes.</li>
	<li>Track and record project progress and communicate with all related stakeholders to check and update for any issue, impediment, and call out.</li>
	<li>Bridging the communications across all stakeholders (Business team, IT Tower, Dev team, and other related teams) and facilitate/accommodate meetings/communications with related project stakeholders when needed in order to achieve project goals or project resolutions.</li>
	<li>Provide and present project report/presentation to all related stakeholders on managerial level and confirm the latest updates on the project to get the final project report/presentation which will be presented to the VP level.</li>
	<li>Deliver the complete technical solutions to clients and take responsibility for the standards of work, project sign off and client satisfaction.</li>
</ul>

Technical Consultant

<ul>
	<li>Provide technical leadership and guidance to the Frotnend development team (Android &amp; Web), ensuring adherence to best practices and coding standards.</li>
	<li>Lead by example in the design, development, and implementation of high-quality Android applications using Java.</li>
	<li>Conduct regular code reviews and provide feedback to team members to ensure code quality, performance, and scalability.</li>
	<li>Design, build, and improve highly scalable, reliable, and fault tolerant Android/iOS App using Java &amp; Web applications using ReactJs</li>
	<li>Remain up to date with the terminology, concepts and best practices for coding mobile apps</li>
	<li>Build functioning and smooth front-end web applications that interacts with RESTful API services.</li>
	<li>Apply all necessary validations for input fields of the application.</li>
	<li>Develop all necessary smart and dumb components for the application.</li>
	<li>Ensure high quality graphic standards and brand consistency.</li>
	<li>Stay up-to-date with latest design, UI trend and emerging front-end technologies.</li>
	<li>Apply unit testing for all necessary model, reducer, effects and/or services as well.</li>
</ul>

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