In House Credit Verifier  

Job Responsibilities:

• Ensures that all processes/transactions/decisions are in accordance with established Bank policies, credit requirements, and that the required turnaround times are met
• Gathers the following data and verifies information through phone checking: residence, business, trade, employment, bank, credit and other related checking, as assigned by superiors
• Feeds validated information into the ILAPS, ensuring that all ratios have been reviewed and client loan exposure (within and outside of the bank) factored in
• Conducts bank statement analysis to validate the borrower’s financial status and cash flow, as needed
• Analyses the financial capacity of the borrowers, as needed
• Attends to credit inquiries of other banks
• Prepares reports, as requested by superiors
• Actively participates in Service Quality initiatives and ensures that satisfactory ratings in such initiatives are attained
• Ensure ethical behavior, professional conduct, and quality of interaction with customers

• Bachelor’s degree in any business-related course
• Preferably with financial and/or banking experience
• Strong analytical and planning skills;
• Good communication
• Must be willing to work onsite in Makati

*This role for Philippine Savings Bank (PSBank)