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Shinhan Bank is the most stable and largest commercial bank in Korea in terms of profitability, and the third largest in terms of assets. Shinhan Bank is the core commercial bank of the Shinhan Financial Group (SFG), a publicly listed company listed at the Korea Stock Exchange and the New York Stock Exchange. Shinhan Bank has over 30 years of commercial banking operations during which it achieved financial stability and expanded to global banking operations.

SFG is an established and well-respected financial group with holdings in the financial services sector, including banking and insurance. It has been earning the highest net income among its peers (at USD 1.7 billion in 2013) for the last six years and has the biggest market capitalization of USD 21.2 billion as of the end of 2013.

Shinhan Bank maintains its headquarters in Seoul, Korea and has overseas branches in five countries –the United States of America (New York Branch), Singapore, India (Mumbai, New Delhi, Vellore, and Pune), China (Hong Kong Branch) and England (London Branch). Shinhan Bank also has nine (9) subsidiary banks located in North America, Europe and Asia. It likewise maintains three (3) representative offices in Mexico, Uzbekistan and Myanmar.

Shinhan Bank is Basel III compliant. The Bank has total assets amounting to USD 226 billion as of 31 December 2013. The Bank is also the top earner among the commercial banks in Korea, with net income of USD 1.3 billion in 2013. Shinhan Bank has the following credit ratings: Moody’s, A1; S&P, A; and Fitch, A as of December 2013.

Shinhan Bank emphasizes professionalism, and has an upstanding business philosophy, which compels it to provide sincere and quality service and take part in corporate social responsibility. The Bank works towards its mission of “compassionate finance”, where products and services are driven by its value to the customer and the wider society.

All of Shinhan Bank’s operations are carried out with risk management in mind, and its efforts have repeatedly won the trust of the public at large. Over the past decades, the brand name of “Shinhan” has become synonymous with the best service available, and it was named the best Korean bank by the prestigious publication The Banker in 2013. In the eyes of its peers, the Bank has become a model in the Korean banking industry for its professional and stable operations.

Korea Times reported in January 2015 that Shinhan Bank topped the government’s innovation index over seven other commercial banks for garnering the top scores in financing technology, reforming conservative practices and conducting CSR activities. The FSC said that Shinhan Bank ranked first with a score of 82.65 on a scale of 100, followed by Woori Bank with 76.8 and Hana Bank at 72.7.


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