PT Bank Mandiri (Persero) Tbk.
PT Bank Mandiri (Persero) Tbk.

Senior SME Risk Manager - SME & Micro Risk Group  

PT Bank Mandiri (Persero) Tbk.

 
  • South Jakarta, Indonesia
    Jl. Jenderal Gatot Subroto Kav. 36-38 Jakarta 12190 Indonesia, South Jakarta, DKI Jakarta, Indonesia, South Jakarta, DKI Jakarta, Indonesia
    South Jakarta
    DKI Jakarta
    Indonesia
    Indonesia
  • Full timeFULL_TIME

Expired 5 years ago

2019-08-30T17:00:00+00:00
Job closed.

Job Description

  • Mengusulkan kredit segmen SME baik untuk permohonan baru, top up, perpanjangan, dan usulan kredit dengan perubahan syarat/covenant dengan melakukan review terhadap kelengkapan usulan kredit dengan ketentuan kredit yang dituangkan dalam Nota Analisa Kredit serta menyampaikan risk assessment dan risk mitigation dengan fokus pada analisa kuantitatif / keuangan dan mengusulkan covenant serta syarat kredit.
  • Melakukan kunjungan kepada calon debitur untuk mengetahui kualitas, kemampuan dan kelayakan calon debitur untuk pemberian kredit segmen SME maupun kunjungan dalam rangka evaluasi serta monitoring kondisi debitur sesuai strategy akuisisi segmen SME.
  • Melakukan pemutusan kredit dalam Rapat Komite Kredit sesuai limit kewenangannya dan pemutusan rating sesuai limit kewenangan.
  • Mengelola portfolio sesuai area kelolaan dengan melakukan monitoring kredit, evaluasi pelaksanaan review 3 pilar, annual rating, pelaksanaan watchlist, pemenuhan syarat kredit dan covenant, monitoring hasil putusan kredit serta mengusulkan tindak lanjut / action plan terhadap penurunan kualitas debitur.
  • Melakukan analisa terhadap debitur downgrade dan menyusun laporan berupa lesson learn dan critical point yang dapat menjadi upaya perbaikan dalam penanganan debitur secara periodic.
  • Melakukan koordinasi dengan Area SME Head dalam upaya perbaikan kualitas kredit serta penanganan / penetapan action plan terhadap debitur serta evaluasi pipeline secara periodic.
  • Membantu SME & Micro Risk Head dalam menyiapkan dan mengusulkan ukuran kinerja, sasaran tahunan serta strategi pencapaiannya dan memonitor pencapaian target-target Unit Kerja.
  • Melakukan optimalisasi produktivitas unit kerja, pengembangan kapabilitas, penilaian kinerja dan potensi pegawai pada team kerjanya.
  • Melaksanakan manajemen risiko operasional untuk setiap bisnis proses yang dilakukan yaitu melakukan identifikasi, penilaian, pemantauan, pengendalian & mitigasi risiko operasional termasuk kualitas data dan pelaporan dimana terjadinya risk event sesuai dengan ketentuan yang berlaku di bank serta menjadi role model dalam konteks penerapan kontrol operasional.

Location (KP / Region (City)) :

  • Banda Aceh
  • Rantau Parapat
  • Pematang Siantar
  • Padang
  • Lampung
  • Cilegon
  • Bandung
  • Karawang
  • Tasikmalaya
  • Kudus
  • Magelang
  • Tegal
  • Gresik
  • Pontianak
  • Kendari
  • Maluku
  • Palu
  • Pare Pare
  • Kupang
  • Kuta
  • Sorong

Minimum Qualifications

Diutamakan memiliki pengalaman kerja lebih dari 4 tahun di perbankan bidang Kredit dan Risk Management.

Jobs Summary

Job Level
Mid-Senior Level / Manager
Job Category
Legal
Educational Requirement
Bachelor's degree graduate
Recruiter response to application
Once in a while
Office Address
Jl. Jenderal Gatot Subroto Kav. 36-38 Jakarta 12190 Indonesia, South Jakarta, DKI Jakarta, Indonesia
Industry
Banking / Mortgage
Vacancy
1 opening
Website
http://www.bankmandiri.co.id/

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About PT Bank Mandiri (Persero) Tbk.

Bank Mandiri was established on 2 October 1998, as part of the bank restructuring program of the Government of Indonesia. In July 1999, four state-owned banks - Bank Bumi Daya, Bank Dagang Negara, Bank Exim and Bapindo - were amalgamated into Bank Mandiri. The history of these four banks can be traced back to over 140 years, and together they had contributed to the beginning of the Indonesian banking sector. We are continuously seeking mutually beneficial business opportunities that create synergies, building alliances and strengthening our supporting businesses with and through our subsidiaries, notably Mandiri Sekuritas in investment banking, AXA Mandiri Financial Services in insurance, Bank Syariah Mandiri in Sharia banking, Bank Mantap in micro banking, and Mandiri Tunas Finance in multi-finance. In 2011, Bank Mandiri acquired Mandiri AXA General Insurance (MAGI), a joint-venture between Bank Mandiri and AXA Societe Anonyme, to strengthen Bank Mandiri's penetration into the general insurance business. With various subsidiaries that support our businesses, we have further strengthened our position as a prominent financial holdings institution in Indonesia. Bank Mandiri consistently provides the best service for the company, employees and customers. As the results, we received several awards within this years (i.e. Top Companies 2022: The 15 best workplaces to grow your career in Indonesia by Linkedin; World's Best Bank 2022 by Forbes; Indonesia Outstanding Acclaimed Company 2021 by Warta Ekonomi; iNews Maker Award by iNewsTV; 19th Annual Best Sub Custodian Bank Awards 2021 by Global Finance Magazine; Top Corporate Social Responsibility Award 2021 by Top Business).

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