Credit Analyst
PJ Lhuillier Group of Companies
- Makati, Philippines821 Doctor Jose P. Rizal Avenue, Makati, Metro Manila, PhilippinesMakatiMetro ManilaPhilippinesPhilippines
- Full timeFULL_TIME
Job closed.
Job Description
This position is primarily responsible for determining the credit worthiness of bank client applying for. The position is also responsible for loan analysis, preparation of credit analysis and credit risk rating on loans to be presented to the Credit Committee and/or Board of Directors and performance of the annual credit reviews.
- Renders sound credit recommendation in accordance with the bank and regulatory standards
- Conducts comprehensive analysis of financial statements to assess credit proposal, and annual due diligence of existing accounts.
- Conducts financial evaluation and prepares re-casted financial statements as needed for a more thorough evaluation of the accounts.
- Recommends risk rating changes when all documents are validated.
- Offers credit facilities appropriate for the business requirements and the bank’s risk appetite in alignment to the bank standards.
Minimum Qualifications
- Candidate must be a graduate of BS Accountancy, business, economics or any related fields.
- Must have at least (3) three years experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions, credit risk evaluation, leasing business, financial statement evaluation
- Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations is required in this position.
- Willing to work in Bacoor, Cavite
Perks and Benefits
- Retirement Benefit Plans
- Special Leave Benefits for Women
- Single Parent Leave
- Medical / Health Insurance
- Paid Sick Leave
- Employee Discounts
- Performance Bonus
- Paid Bereavement/Family Leave
- Paid Holidays
- Paid Vacation Leave
- Maternity & Paternity Leave
Required Skills
- Analyzing Data
- Financial Analysis
- General Accounting
- Financial Statement Analysis
Jobs Summary
- Job Level
- Entry Level / Junior, Apprentice
- Job Category
- Accounting and Finance
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Often
- Office Address
- 821 Doctor Jose P. Rizal Avenue, Makati, Metro Manila, Philippines
About PJ Lhuillier Group of Companies
The P.J. Lhuillier Group of Companies is composed of various companies ranging from its flagship business of pawn brokering to local and international remittance, micro-insurance, rural banking, hotel and restaurant management, jewelry and sports accessory retail, information technology, real estate, professional management, and corporate social responsibility.
History
Formally established in 1988, PJ Lhuillier,Inc. (PJLI) is a dynamic, multi-industry company that owns and operates businesses dealing with pawnshop, non-pawnshop financial services (banking, international and local remittance, non-life insurance, electronic loading, bills payment, and collection service), retail (jewelry and health and wellness products), hotel and restaurant management, information technology management, sports, and real estate/property management.
It is the proud parent company of Cebuana Lhuillier, one of the leading and largest non-bank financial services providers in the Philippines with over 1,700 branches nationwide. PJLI attributes its dominance in the industry to integrity and heartfelt service, its robust network of local and international industry partners, and its steadfast commitment to nurture market-leading businesses for its growing clientele.
Today, the P.J. Lhuillier Group of Companies seeks to become the best and preferred microfinancial and business-to-business solutions partner. The company intends to fulfil this vision through rendering dedication, hard work, and service.
Company Mission
We are your most trusted financial partner.
Company Vision
We will empower Filipinos through financial services anytime and anywhere.