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Home Credit Indonesia
Home Credit Indonesia

Risk Underwriting Technology Analyst  

Home Credit Indonesia

 
  • South Jakarta, Indonesia
    Plaza Oleos, South Jakarta, DKI Jakarta, Indonesia
    South Jakarta
    DKI Jakarta
    Indonesia
    Indonesia
  • Full timeFULL_TIME

Expired a year ago

2023-04-13T17:00:00+00:00
Job closed.

Job Description

As Risk Underwriting Technology Analyst, you would have the opportunity to play a critical role in helping businesses and organizations make informed decisions that can have a significant impact, evaluating and assessing potential risks associated with loan applications. The primary objective of this role is to implement strategy into the decision engine and ensuring that all underwriting decisions are based on sound analysis, judgment and industry best practices.

Key Responsibilities:

  • Understand the process of the Business and Risk Perspective to develop FICO Blaze decision engine
  • Code and test the FICO Blaze decision engine, ensuring that it is accurate, efficient, and scalable
  • Documenting the design, development, and implementation of the decision engine, providing clear instructions for future maintenance and updates
  • Monitor the performance of the decision engine and make updates as necessary to ensure that it continues to meet the risk and business requirement
  • Troubleshoot any issues that arise
  • Involve a mix of technical skills, problem-solving abilities, and strong communication skills to collaborate with stakeholders and deliver an effective decision engine solution.

Minimum Qualifications

We welcome for talents with these requirements:

  • Bachelor’s degree or above, in a relevant field such as Computer Science, Information Technology, Data Science, Mathematics, or Finance preferred
  • Open for fresh graduate with several exposures working experiences similar as Data Analyst, MIS, etc.
  • Proficiency in programming languages such as Python, R, SQL, and familiarity with data analysis tools and platforms like Excel, Tableau, or Power BI are required
  • Experienced or understand for the finance industry, underwriting processes, and risk assessment methods will be an added value for experienced candidate
  • Strong logical, analytical and detail oriented, includes the ability to identify and analyse complex data sets, and derive insights and actionable recommendations
  • Good ability to identify and solve problems creatively and efficiently
  • Open and eager with new IT/Risk technologies
  • Open and adaptable to work in a dynamic and agile environment
  • Excellent communication skills, both verbal & written in English due the role will require interaction with multiple stakeholders

Perks and Benefits

  • Performance BonusPerformance Bonus
  • Medical / Health InsuranceMedical / Health Insurance
  • Maternity & Paternity LeaveMaternity & Paternity Leave
  • Medical, Prescription, Dental, or Vision PlansMedical, Prescription, Dental, or Vision Plans

Required Skills

  • SQL
  • Data Analysis
  • Microsoft / MS Excel

Jobs Summary

Job Level
Associate / Supervisor
Job Category
IT and Software
Educational Requirement
Bachelor's degree graduate
Recruiter response to application
Once in a while
Office Address
Plaza Oleos, South Jakarta, DKI Jakarta, Indonesia
Industry
Hi-Tech Financial Services
Vacancy
1 opening
Website
https://www.homecredit.co.id/

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About Home Credit Indonesia

Home Credit is a multinational tech-based financial services company. We exist in 9 countries around the world. Our vision is to bring to market financial products that improve the life and lifestyles of our customers. From financing, protection, PayLater, to e-money – we got them covered! Our presence can be found both online and offline. We responsibly deliver trusted financial services that customers and business partners access via their channel of choice. We continually meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world. Everyone at Home Credit Indonesia is not afraid of new challenges. Our passion is not only to create new innovations, but we also hold a strong courage and continue to seek chances to turn our innovative visions into reality. More than our 6.000 employees embrace these values to ensure our success in building a better today and a brighter tomorrow.

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