Risk Portfolio Senior Manager
Home Credit Indonesia
- South Jakarta, Indonesia8th, Plaza Oleos, South Jakarta, DKI Jakarta, IndonesiaSouth JakartaDKI JakartaIndonesiaIndonesia
- Full timeFULL_TIME
Job closed.
Job Description
The person will independently managing & analyzing the trend within the portfolio and provide portfolio oversight to identify major revenue and loss drivers. The incumbent will monitor, identify, and analyze all information and aspects from risk perspective for the portfolio performance and communicate to the respective stakeholders.
The incumbent will responsible, but not limited, to:
- Monitor portfolio profitability (from risk point of view) and participate in products setup process/review
- Monitor portfolio performance in each funding partner and propose necessary actions how to improve the quality of bookings
- Responsible for monthly estimation of loss to sales
- Monitor budget fulfillment and provide inputs to the budgeting process
- Develop and maintain tools for portfolio simulation
- Provide ad-hoc analysis requested by management and cooperate with HQ on the agreed projects.
Minimum Qualifications
We welcome for talents with:
- Bachelor’s degree or above, with STEM or finance major background
- Experiences and/or understands of consumer finance services, processes, and products
- Preferably with at least 3 years’ experience in the analytical position
- Good analytical skills and ability to see the scorecard development in the broader business perspective is required
- Open and eager to learn new IT/Risk technologies
- Technically savvy using Ms Excel and able using SQL
- Open and adaptable to work in a dynamic and agile environment
- Having a good communication skill, also in English, both in verbal and writing.
Perks and Benefits
- Performance Bonus
- Medical / Health Insurance
- Medical, Prescription, Dental, or Vision Plans
Required Skills
- Financial Analysis
- Financial Reporting
- Statistical Analysis
- Attention to Detail
- Data Analysis
Jobs Summary
- Job Level
- Mid-Senior Level / Manager
- Job Category
- Accounting and Finance
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Once in a while
- Office Address
- Plaza Oleos, South Jakarta, DKI Jakarta, Indonesia
About Home Credit Indonesia
Home Credit is a multinational tech-based financial services company. We exist in 9 countries around the world. Our vision is to bring to market financial products that improve the life and lifestyles of our customers. From financing, protection, PayLater, to e-money – we got them covered! Our presence can be found both online and offline.
We responsibly deliver trusted financial services that customers and business partners access via their channel of choice. We continually meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world.
Everyone at Home Credit Indonesia is not afraid of new challenges. Our passion is not only to create new innovations, but we also hold a strong courage and continue to seek chances to turn our innovative visions into reality. More than our 6.000 employees embrace these values to ensure our success in building a better today and a brighter tomorrow.