Credit Underwriting Specialist
Robocash Finance Corp.
- Quezon City, Philippines187 Col Boni Serrano, Cubao, Quezon City, 1109 Metro Manila, PhilippinesQuezon CityMetro ManilaPhilippinesPhilippines
- Full timeFULL_TIME
Job closed.
Job Description
- Conducts loan evaluation and decision according to credit policies and processes and service level standards
- Reviews and evaluates loan applications according to credit underwriting policies
- Conducts interviews with loan applicants to check for eligibility
- Ensures that documentary and other eligibility requirements are complete and in compliance with underwriting standards
- Renders credit decisions on loans within specified limits and refers loan applications outside those limits to higher approving authorities for approval
- Attends to customer concerns raised by the branches, specially on loan processing and consults with the credit approval hierarchy for special cases outside current policy provision or level of authority
- Identifies areas for process/ policy improvements in accordance with customer needs and company’s requirements; provides input to management
Minimum Qualifications
- A graduate of 4-year degree course
- Preferably with at least 1year working experience; at least 6 months of which in a banking / financial institution or handling retail consumer loans
- Required languages: English, Filipino
- Must have excellent communication skills - verbal, written, and comprehension
- Must be willing to work in Murphy, Cubao, Quezon City
- Strong analytical and planning skills
- Good communication and presentation skills
- Excellent problem-solving skills
Perks and Benefits
- Paid Holidays
- Paid Vacation Leave
- Paid Sick Leave
- Maternity & Paternity Leave
- Medical / Health Insurance
- Performance Bonus
Required Skills
- Analyzing Data
- Complex Problem-Solving
- Judgement and Decision Making
- Attention to Detail
- Risk Management
- Critical Thinking
- Deductive Reasoning
Preferred Courses
- Business Administration
- Accounting
Jobs Summary
- Job Level
- Entry Level / Junior, Apprentice
- Job Category
- Customer Service
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Sometimes
- Office Address
- Cubao, Quezon City, NCR, Philippines
About Robocash Finance Corp.
With a vision to grow and diversify its business to serve greater market in need of financing services, The Golden Legacy Financing Corporation (TGLFC) has partnered with Robocash Group in developing pay-day-loans for the Philippine market. With expansion in the Philippines as its next target for establishing its presence through the aforementioned pay-day-loan product, both TGLFC and Robocash Group formed the local organization and operations under the company name Robocash Finance Corp. (RFC)
Since it opened its operations in the Philippine market last October 2017, Robocash Finance Corp. (RFC) become the leading provider of Pay-Day-Loans in the country which aims to address an average Filipino’s need to borrow cash in small amounts. Whatever financial emergency – groceries, birthdays, an unexpected car repair, repayment of a personal debt, or an unexpected financial loss – Robocash can get you those funds almost instantly.
We now have over 62 branches in different locations in Metro Manila, Cavite and Laguna. Our branches are strategically located along the MRT and LRT stations primarily focusing on targeting the lower mass market which has the greatest need for its services. It also runs an online distribution channel utilizing social media applications to generate potential borrowers. To date, our combined portfolio size in the Philippines has reached over P60M in transaction volume with around 10,000 accounts.