Job closed.
Job Description
We are looking for Risk Policy Analyst that is talented, enthusiastic and dedicated person that will help management set its strategic direction and make sound business decisions in risk perspective. Your job will be also to drive analysis of policies and how they interact with our business and the payments landscape.
Job Responsibilities:
- Develops and implements effective Credit and Fraud Risk policy that help maintain acceptable credit loss
- Work together with internal teams on developing and implementing the policy, including but not limited to identifying good segments to support healthy business growth
- Continuous evaluation of effectiveness of current policies and strategies, highlighting concerns if any and proposing remedial actions
- Monitor overall credit performance based on the risk metric, and highlight for any concern arise
- Keeping track of overall loss and growth trends, and deliver meaningful analysis to the Business as a feedback loop on adjusting business strategy
Minimum Qualifications
Key Competencies:
- Minimum 2 years experience in Financial industry, preferably on risk policy area
- Has strong analytical skills and risk identification prevention and control capabilities
- Have good english and communication skill (verbal & written) and able to articulate point of view and interact well with business partners
- Have the documentation skill, able to write down the policy in the framework
- Team player who is innovative, flexible and willing to learn in a dynamic working environment
Perks and Benefits
- Free Lunch or Snacks
- Stock Options
- Work from Home
- Medical / Health Insurance
- Medical, Prescription, Dental, or Vision Plans
Jobs Summary
- Job Level
- Mid-Senior Level / Manager
- Job Category
- IT and Software
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Always
- Office Address
- Dipo Tower, Jl. Gatot Subroto No.Kav 50-52, RW.7, Petamburan, Kecamatan Tanah Abang, Jakarta, Daerah Khusus Ibukota Jakarta 10260
About FinAccel
FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies ecommerce buyers for instant ecommerce purchase financing at rates which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.
FinAccel is founded by an experienced and well rounded team: Akshay Garg (cofounder Komli Media), Umang Rustagi (McKinsey financial services) and Alie Tan (PicStory and Affle). The company is backed by some of the biggest investors in the region: Jungle Ventures, GMO, AlphaJWC and 500 Startups. The company has a flat, egalitarian structure, no politics, no BS; people who are problem solvers and execute fast will thrive here.
FinAccel is not for everyone. People who do well here tend to have a few qualities in common:
- Intelligent
- Intellectually curious
- High ownership over their work
- Strong communicators
- Biased for speed
- Team players
- Excited by an all-in work culture
- Motivated by building innovative products
We provide employees with a work environment which is:
- learning and execution oriented without any politics or excessive managerial overhead,
- where taking initiative is highly valued,
- where making mistakes is encouraged as long as you keep learning from them,
- one of the best compensation structures in the startup world (everyone is a shareholder in the company).
If you feel this is you, then we'd love to hear from you.