About the role:

• This candidate will be part of our team responsible for the entire end-to-end mortgage loan closing process within the USA Mortgage Industry.
• Responsible for processing loans from set-up to closing by verifying, compiling, and entering borrower information into loan processing systems.
• Reviews loan application files to verify that all data is complete and meets standards, including the loan type and purpose, borrower assets, liabilities, and employment.
• Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations.
• Interact with Mortgage Professionals to obtain information from the borrower or to seek clarification about documents in the loan file.
• Informs the Processing Manager of discrepancies in the file and obtains direction on how to proceed, as applicable.
• Record data to track the status of loans in processing.
• Submit loan application files to underwriting for approval, and creates and mails approval or denial letters to applicants.
• Submit approved mortgage loan files to closing for settlement.
• Responsible for handling non-public information (NPI) about borrowers.
• Adhere to all applicable internal NPI policies and procedures, and protect the confidentiality of borrower information.
• Performs administrative duties such as faxing, photocopying, filing, and phone support, as required, by Loan Processor II and Processing Managers.

Position requirements:

• Review each loan file to verify that documents are present, accurate, and complete before closing
• A close loan through mortgage loan origination software system. Knowledge of Encompass, Calyx Point, or Byte Pro a plus
• Ensure that loan rules, obligations, and deadlines are met
• Audit and prepare quality files that meet closing objectives
• Prepare mortgage loan documentation for clients

Qualifications:

• Excellent English Speaking Skills are Required
• Previous experience with mortgage loan closing in the USA Mortgage Industry preferred
• Knowledge of FHA, VA, Conventional, and USDA loans
• Knowledge of Encompass or Calyx or Byte Pro is a plus