Merchant Risk Analyst
DANA Indonesia
- South Jakarta, Indonesia18, Capital Place. Jl. Gatot Subroto Kav 18, Kuningan Barat, Mampang Prapatan, Kuningan Barat, Mampang Prapatan, South Jakarta, DKI Jakarta, IndonesiaSouth JakartaDKI JakartaIndonesiaIndonesiaTELECOMMUTE
- Full timeFULL_TIME
Job closed.
Job Description
- Perform background checks of potential and monitor existing merchants with internal tools and external resources to assess merchants compliance with terms of Service
- Identify and measure each merchant's risk, make appropriate decisions and find optimal solutions to mitigating potential risks
- Work closely with merchants to make them compliant with internal policies and requirements of payment partners
- Understand and investigate the risks with any new merchant, and help develop policies and procedures to prevent and address possible risks
- Ensure that the business risk management process is reasonably designed, implemented, updated, and enforced so that it will be effective in preventing excessive business risk-taking
Minimum Qualifications
- Degree in Management, Economics, Law or similar areas is required
- Strong analytical skills and attention to detail
- Exceptional data gathering skills and resourcefulness
- Solid understanding of business models, products, services, types of customers and entities, geographic locations, and the potential risks associated with those activities
- Good understanding of payment ecosystem and industry
- Experience in problem-solving, including the ability to recognize non-obvious patterns and out-of-the-box thinking
- Ability to maintain high levels of confidentiality and data security standards
- Ability to work independently in a fast-paced and rapidly changing environment
- Excellent team player capable of learning and sharing knowledge in a team environment
- Capability to collaborate, exchange information and gain mutual support.
Perks and Benefits
- Work from Home
- Transportation Allowances
- Medical / Health Insurance
- Maternity & Paternity Leave
Required Skills
- Analyzing Data
- Risk Management
Jobs Summary
- Job Level
- Associate / Supervisor
- Job Category
- Management and Consultancy
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Once in a while
- Office Address
- 18, Capital Place. Jl. Gatot Subroto Kav 18, Kuningan Barat, Mampang Prapatan, Kuningan Barat, Mampang Prapatan, South Jakarta, DKI Jakarta, Indonesia
About DANA Indonesia
DANA is an open platform digital wallet that bridges financial institutions, merchants and consumers in Indonesia. The platform's purpose is to enable frictionless transaction and to expand financial inclusion especially for the unbanked and underbanked through technology. The technology empowers everyone to transact either for online or offline merchants. Some of the technologies that DANA developed are market pioneers such as: Digital KYC through Face Recognition that enable real-time on-boarding, World Class Risk Management that has the lowest fraud-loss with highest success rate, and the most comprehensive financial instruments acceptance in the country.
DANA was established about a year ago as a new startup. The platform was soft-launched at the end of March 2018. As of July 2018, DANA is the fastest growing startup in Indonesia and among the fastest in the world reaching more than a million new users within a span of less than 4 months. DANA platform has currently on-boarded 7 of the top 10 Banks, Offline Merchants with more than 30 million combined foot-traffic, and Online Merchants with more than 50 million visitors. The company employs more than 200 local talents with a heavy ratio on engineers, half of them recruited within the last 5 months. Ant Financial is an investor of DANA and they share core technology plus know-how exclusively.